WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, November 10, 2013

Consolidating Short Term Loans

Consolidating Short Term Loans
If you're looking to combine debt from payday loans, it might be much simpler than you expected. Some of the obvious benefits include lower service fees, fewer payments and much less interest. No longer will you be dealing with late fees, constant collection calls, and costly penalties. After being enrolled in a debt consolidation program, chances are your credit score will start to go up and you might even qualify for some free credit counseling to get everything in order.

Debt consolidation is something that is highly suggested when dealing with outstanding payday loans. These tips will assist you on your road to a debt free tomorrow and overall financial success.

The Rates Can Change

The debt consolidators are on your side, and will negotiate with the creditors and try to get you lower interest rates on your outstanding debts and loans. This will make sure you are able to pay your principal and fees on time and easily. If the consolidators can, they will do everything in their power to lower your fees. Stay hopeful as the consolidators are very good at this.

Finding The Numbers

You must begin to compile the numbers to stop the bleeding. Calculate the balance on your outstanding short term loans using an unsecured debt calculator. Make sure you include all your unsecured debt in your calculation. Don't leave anything out, you're only hurting yourself.

Meet With a Debt Consolidator

Get in touch with a reputable debt consolidation firm. They'll be able to help with consolidating your loans into a single payment plan, giving you more freedom. Many good firms give out valuable, free debt counseling services to consumers in need. The consolidator will look into your current financial situation and assist you by determining whether a debt settlement plan is right for you. alternatively, the consolidator might suggest one of their consolidation programs.

Come Up With a New Plan

The consolidation firm will help you in every way possible, and negotiate a different payment plan in order to pay back your outstanding cash payday loans. Before the consolidators begin, they will work with you to figure out what is the most you can afford on a monthly basis and build you a new payment plan. You'll have a great chance of getting out of debt, as you will be given a realistic and suitable payment plan so you can continue to make payments until all the debt is finally paid off and gone. In no time you'll be debt free and free of constant worry.

Don't worry if you get off track a bit along the way. If your outstanding payday loans have already been bought by a debt collection company, find out what the statue of limitations is on that specific debt. You could then send them a debt validation letter if in fact the statute has no expired already. Getting out of debt may seem like an uphill battle that will never end, however once you get back on track and begin a repayment plan you'll be out of debt in no time at all.


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