WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, November 10, 2013

Obtaining A Payday Loan Extension

Obtaining A Payday Loan Extension
A payday loan extension is actually an opportunity that is generally provided by payday loan businesses. There can be quite a few underlying reasons as to why a client or borrower just cannot satisfy his / her financial commitments with the loan company. There might be a family crisis or maybe the car out of the blue necessitates maintenance. Such kind of happenings usually are accommodated by loan companies and this precisely is the reason why there's the loan extension procedure.

Whenever an individual acquires a payday loan, he will need to diligently go through the conditions and terms so that he would figure out what precisely has to be done any time he requires to apply for a loan extension. In the event that information just isn't spotted, the individual ought to request the client service representative. Inquiring doesn't really signify that the customer wishes to obtain a loan extension. However getting information in advance is often really important, not just when it comes to loans however for several other elements of your life also.

Payday lenders need that the submitting of the payday loan extension ought to be completed on particular days or in a particular time period. The majority of loan providers admit applications with regard to payday loan extensions just one day before the loan becomes due. Whenever a customer is way too careless to seek with regard to a loan extension, he would be billed with delayed costs. And this in addition does not really augur well for any future payday loan applications.

Many payday loan providers let their clientele to ask for a payday loan extension online as well. The process is generally consists of 3 straightforward measures:

1. The customer gets access to his individual account by keying in his login name and security password

2. The customer clicks on a link or ticks a box showing that he means to apply for a loan extension

3. The customer keys in the new deadline for the loan he has taken.

The newly fixed deadline is in most cases the subsequent payday. Several loan providers will require that this particular new deadline must be no less than 4 days beyond the initial payment date. The new payment date simply cannot be the following day following the first due date. Various other loan providers want that the new deadline must be below 18 days starting from the initial due date. This signifies that the new due date should not be one or 2 months apart.

As soon as the application for the extension is actually okayed, the lending company would just charge the interest on the loan from the customer's bank account. This particular figure is normally declared in the stipulations delivered to the customer.

The customer, nevertheless, ought to be cognizant of the fact that there are actually restrictions to loan extensions. Such kind of limitations are decided by the laws and regulations of the customer's State. This indicates that a customer will be able to just do as many as 3 loan extensions. Subsequently, whenever he still is not able to settle his payday loan, he has to make arrangements for other sorts of methods for paying his payday loan.

The majority of loan companies as well consent to partial installments. For instance, if the initial borrowed sum is $300, the customer might settle the loan company $100 and the predetermined interest. This will permit the customer to now have a smaller amount and smaller interest to fork out in the upcoming payday. Such sort of plan is actually quite often advocated and favored by the loan providers.


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