WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, December 27, 2013

Not Sure If A Short-Term Loan Is For You? Use a Payday Loan Calculator

Not Sure If A Short-Term Loan Is For You? Use a Payday Loan Calculator
You certainly have seen all of the ads on the internet for short-term payday loans. They are hard to miss and they are showing up on Facebook,on Twitter and on random websites you visit on a regular basis. If you have been thinking about looking into one of these loans but are uncertain as to whether or not this type of loan is for you, consider using a payday loan calculator to find out.

A loan calculator is simply an online tool that you can find very easily on the web. This tool allows you to find out exactly how much money you will have to pay back for the loan, including interest and any fees associated with the loan. The actual cost of any short term loan is typically determined by the lender setting a fee for every one hundred dollars borrowed. The entire loan must be paid in full, over a short time period - usually within two weeks.

To use a payday loan calculator, you just need to enter the amount you are in need of, the fee charged per $100, the term of the loan, and the number of possible loan renewals you might be expecting to need over a period of 12 months. The reason that the typical payday loan calculator asks about the number of renewals you expect in a year is because very few people obtain just one payday loan per year.

It is only logical to use a payday loan calculator because for one thing, this type of tool is absolutely free to use. Plus, it makes sense to know exactly how much you will end up having to pay back on a short term loan. You certainly do not want to default on this type of loan because if you do, you will face having to pay penalty fees which could put you in dire straights financially.

A payday loan calculator will give you the confidence to go ahead and borrow the money that you need. It is not a good idea to simply apply for a short term loan without giving it much thought. The approval rate is very high on this type of loan, but if you are not able to pay the loan back when you are supposed to, the financial consequences could indeed be devastating.

Nearly every lending institution that operates on the web today offers a payday loan calculator on its website. These calculators can vary in purpose and in ease-of-use but all aim at showing you exactly how much you will have to pay back. The results you obtain when you use a payday loan calculator will of course depend upon the particular lender's fees and the amount of money you need. You should never attempt to borrow even one dollar more than what you need or take the loan out for one day longer than the time you need to pay the loan back, because doing so will result in you having to repay more money at the end of the loan term.

Payday loans are becoming very popular. Many people find them to be virtual life-savers when unexpected emergencies pop up out of nowhere. Even though these loans are convenient, they do carry with them high fees as well as penalty charges if they are not repaid on time. Therefore it is to your advantage, to take advantage of a free payday loan calculator to ensure that you will be able to meet the loan repayment terms.


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